Compare This Home’s Payment

See the payment difference on this exact home.

Based on this home’s actual listed price of $418,990, compare a market-rate example against 3.99% FHA and 4.75% Conventional promo examples.

Market rate$3,203/mo6.37% · Market example · 3.5% down

Baseline market-rate estimate

  • Monthly savings: $0
  • Yearly savings: $0
  • 5-year savings: $0
  • Life-of-loan savings: $0
3.99% FHA$2,610/mo3.99% · 3.5% down · FHA promo example

You could save $593/mo

  • Monthly savings: $593
  • Yearly savings: $7,116
  • 5-year savings: $35,580
  • Life-of-loan savings: $213,480
4.75% Conventional$2,246/mo4.75% · 20% down · Conventional promo example

You could save $957/mo

  • Monthly savings: $957
  • Yearly savings: $11,484
  • 5-year savings: $57,420
  • Life-of-loan savings: $344,520
You could save $593/mo in this example.

That is about $7,116 per year and $35,580 in five years. Ask Tim to verify what incentives, rates, and terms are actually available for this home today.

Payment examples are illustrative only. Taxes, insurance, HOA, mortgage insurance, rate, incentives, and qualification vary. Financing is subject to borrower qualification and lender approval.

Location preview

Del Rio Ranch

12560 W Locust Ln · Avondale, AZ

33.426, -112.330
Nearby shoppingNearby shopping corridors
ParksParks and trails vary by address
SchoolsVerify school boundaries by exact home address before relying on an assignment.
CommuteSouthwest Valley · Loop 303 / West Valley commute context
Related floor plan
Caden

3 beds / 2 baths · 1,610 sq. ft. · 1 story · 2 garage

$418,990 starting priceFloorplan/digital floorplan images are grouped in the main gallery above.
DHI-style estimate

Payment calculator

Pick FHA, VA, or Conventional financing and the calculator automatically applies the current default rate before Tim verifies the live program.

Estimated payment based on 3.99% FHA financing3.5% down example
Estimated monthly payment$2,610

Principal + interest $1,928

Taxes / insurance / HOA $497

Loan amount $404,325

Informational estimate only. Not a loan quote, commitment to lend, or guarantee. Rates, taxes, insurance, HOA, incentives, and loan terms vary. Financing is subject to borrower qualification and DHI Mortgage approval.
Cash-to-close estimate

Know the upfront number before you tour.

Use this simple planning view to separate monthly payment from estimated cash due at closing. Builder credits can help, but they must be verified against the current home, lender, and contract terms.

Down payment$14,665

Estimated closing costs$10,475

Prepaids / reserves$2,095

Builder credit-Ask Tim

Estimated cash due$27,235

Verify cash-to-close with TimPlanning estimate only. Closing costs, prepaid taxes/insurance, escrow reserves, rate buydowns, incentives, and allowable credits vary by loan program, lender, builder, and buyer qualification.
Buyer notes

Save or share this home and Tim can help make the new construction process simple. I can help verify current availability, pricing, incentives, lender promotions, tour access, and comparable D.R. Horton communities on the west side.

Inventory details are sample MVP data seeded from public pages and should be verified directly before relying on them.

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