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Compare This Home’s Payment

See the payment difference on this exact home.

Based on this home’s actual listed price of $418,990, compare a market-rate example against 3.99% FHA and 4.75% Conventional promo examples.

Market rate$3,118/mo6.37% · Market example · 3.5% down

Baseline market-rate estimate

  • Monthly savings: $0
  • Yearly savings: $0
  • 5-year savings: $0
  • Life-of-loan savings: $0
3.99% FHA$2,525/mo3.99% · 3.5% down · FHA promo example

You could save $593/mo

  • Monthly savings: $593
  • Yearly savings: $7,116
  • 5-year savings: $35,580
  • Life-of-loan savings: $213,480
4.75% Conventional$2,161/mo4.75% · 20% down · Conventional promo example

You could save $957/mo

  • Monthly savings: $957
  • Yearly savings: $11,484
  • 5-year savings: $57,420
  • Life-of-loan savings: $344,520
You could save $593/mo in this example.

That is about $7,116 per year and $35,580 in five years. Ask Tim to verify what incentives, rates, and terms are actually available for this home today.

Text Tim about this paymentAsk Tim about incentivesSchedule a tourCompare another price

Payment examples are illustrative only. Taxes, insurance, HOA, mortgage insurance, rate, incentives, and qualification vary. Financing is subject to borrower qualification and lender approval.

Location preview

Del Rio Ranch

12560 W Locust Ln · Avondale, AZ

33.426, -112.330
Nearby shoppingNearby shopping corridors
ParksParks and trails vary by address
SchoolsVerify school boundaries by exact home address before relying on an assignment.
CommuteSouthwest Valley · Loop 303 / West Valley commute context
Area detailsSchedule Tour
Related floor plan
Caden

3 beds / 2 baths · 1,610 sq. ft. · 1 story · 2 garage

$418,990 starting priceFloorplan/digital floorplan images are grouped in the main gallery above.
Buyer decision tool

Payment calculator with incentive comparison

Estimate the monthly payment, then compare a builder incentive rate against the current average market rate so the savings are easy to understand before you tour.

Estimated payment based on 3.99% FHA financing 3.5% down example
Down payment options
Estimated monthly payment$2,525

Principal + interest $1,928

Taxes .65% $227

Insurance $60/mo

HOA $125

Loan amount $404,325

Informational estimate only. Not a loan quote, commitment to lend, or guarantee. Rates, taxes, insurance, HOA, incentives, and loan terms vary. Financing is subject to borrower qualification and lender approval.
Compare to Average Market Rate

Incentive/rate buy down comparison

See how a lower builder incentive rate can change the monthly payment, lifetime interest picture, and buying power.

Builder Incentive Rate3.99%$2,525 / mo
Average Market Rate6.37%$3,118 / mo
Monthly Savings$593Estimated monthly difference
Lifetime Savings Estimate$213,538Simple 30-year estimate
Buying Power Difference$109,924Estimated extra price room at same payment
Cash-to-close estimate

Know the upfront number before you tour.

Builder credits can help, but they must be verified against the current home, lender, and contract terms.

Down payment$14,665

Estimated closing costs$10,475

Prepaids / reserves$2,095

Builder credit-Ask Tim

Estimated cash due$27,235

Verify cash-to-close with TimText for personalized recommendationsPlanning estimate only. Closing costs, prepaid taxes/insurance, escrow reserves, rate buydowns, incentives, and allowable credits vary by loan program, lender, builder, and buyer qualification.
Buyer notes

Save or share this home and Tim can help make the new construction process simple. I can help verify current availability, pricing, incentives, lender promotions, tour access, and comparable D.R. Horton communities on the west side.

Inventory details are sample MVP data seeded from public pages and should be verified directly before relying on them.

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