Surprise • Northwest Valley

Rio Rancho Estates

Rio Rancho Estates is a D.R. Horton West Valley community in Surprise. Compare pricing, quick move-ins, floor plans, incentives, and payment scenarios with Tim Coleman before scheduling a tour.

Ask about incentives Text Tim Open map

From $370,990Est. payment from $2,363/mo2 available homes3-4 beds1,601-2,242 sq. ft.

Estimate only. Taxes, insurance, HOA, mortgage insurance, rate, and qualification may vary.

Location preview

Rio Rancho Estates

Surprise, AZ · Northwest Valley

33.716, -112.454

Nearby shoppingNearby shopping corridors

ParksPlayground · Park

SchoolsSchools vary by exact address; verify boundaries before relying on any assignment.

CommuteNorthwest Valley · West Valley freeway and employment access

Area details Schedule Tour

Current incentives to verifyAsk Tim

Ask Tim to verify current D.R. Horton incentives
Payment/rate programs may be available for qualified buyers through DHI Mortgage

Prices, incentives, rates, and availability are subject to change. Verify directly with Tim before sending numbers to a buyer.

Community amenities

PlaygroundParkHOAWalking - Nature Trails

Floor plans

Exterior

Rio Rancho Estates starter plan

3 beds / 2 baths

1,601 sq. ft.1 story2 garage

$370,990

Available homesSchedule tour

No seeded homes yet. Use the admin MVP to add inventory or connect the public data sync later.

DHI-style estimate

Payment calculator

Pick FHA, VA, or Conventional financing and the calculator automatically applies the current default rate before Tim verifies the live program.

Estimated payment based on 3.99% FHA financing3.5% down example

Purchase priceDown paymentInterest rate / promo (%)Loan termTaxes / monthInsurance / monthHOA / monthMortgage insurance / monthVerified builder credit

Estimated monthly payment$2,363

Principal + interest $1,707

Taxes / insurance / HOA $471

Loan amount $358,005

Informational estimate only. Not a loan quote, commitment to lend, or guarantee. Rates, taxes, insurance, HOA, incentives, and loan terms vary. Financing is subject to borrower qualification and DHI Mortgage approval.

Cash-to-close estimate

Know the upfront number before you tour.

Use this simple planning view to separate monthly payment from estimated cash due at closing. Builder credits can help, but they must be verified against the current home, lender, and contract terms.

Down payment$12,985

Estimated closing costs$9,275

Prepaids / reserves$1,855

Builder credit-Ask Tim

Estimated cash due$24,115

Verify cash-to-close with TimPlanning estimate only. Closing costs, prepaid taxes/insurance, escrow reserves, rate buydowns, incentives, and allowable credits vary by loan program, lender, builder, and buyer qualification.

Verify on public D.R. Horton page